After the WHO announced that the coronavirus was a global pandemic, many travel insurance companies said they wouldn’t cover COVID-19-related claims. The Catch-22 is that a lot of countries that are allowing international visitors in require travellers to have travel insurance plans that cover COVID-19. But don’t fret, there are some pretty decent options!
Here’s some companies out there offering cover for COVID-19-related incidents while on holiday..
Travel Insurance Plans That Cover COVID-19
The new COVID-19 cover is available on all policies purchased from July 17th, 2020 for travelers up to and including age 59 or under.
Every plan includes 24/7 Emergency Travel and Medical Assistance services. You’ll have access to on-the-ground agents who use local know-how to keep care standards high and wait time for claims low.
AVI International is one of the only travel insurance plans covering all your medical costs in the case of Covid-19 infection.
The traveler also has the option to extend their travel insurance and benefit from AVI complete coverage. This includes both medical insurance (including Covid Coronavirus) and repatriation assistance.
All policies sold by CoverForYou include cover for any medical claim due to Coronavirus while traveling. This is so long as you are traveling to an area where no FCO or other regulatory authority advice against travel exists.
They include cover for cancellation due to you falling ill with Coronavirus and being unable to travel or being required to self-isolate, subject to medical certification, or an official test result.
Any policy sold by Cedar Tree includes cover for any medical claim due to Coronavirus while traveling.
Travellers will have cover for many instances, some of these include; airline going into administration due to the pandemic, redundancy and not able to afford to travel. It also includes new travel restrictions which did not exist at the time of purchasing insurance/booking holiday. Best of all the plans covers if you or a household member has to self isolate at home and cannot travel.
Coronavirus travel medical insurance provides medical insurance when traveling outside your home country. The coverage is up to the selected policy maximum, which can range from $50,000 to $1,000,000.
It includes emergency medical expenses and emergency medical repatriation. Trip cancellation plans are available for US and Non-US citizens. So anyone can use this plan! It’s perfect for the majority of travellers.
Generali plans include if you, a family member or a traveling companion are diagnosed with COVID-19 before or during your trip, and meet the requirements for coverage due to sickness. You can be covered for Trip Cancellation, Trip Interruption, Travel Delay, and Emergency Assistance & Transportation, in addition to their 24-Hour Emergency Assistance services.
Their plans do not cover flight cancellations due to COVID-19. But, they can cover cancellations or delays due to a mechanical breakdown or adverse weather. Please note that their plans will not provide coverage if you cancel your trip due to fear of travel.
The Liaison Travel Plus plan aims to protect you in this ever-changing environment.
The COVID-19 Treatment benefit covers up to $100,000 in medical expenses for COVID-19, SARS-Cov-2, and any mutation or variation of SARS-CoV-2. Additionally, Liaison Travel Plus includes $500,000 for emergency medical evacuation and repatriation to transport you to a medical facility.